Welcome to BJSKUS Ltd.

Banibon Jagadishpur Samabay Krishi Unayan Samity Ltd. (PACS-MSC) has been serving the agricultural community since 1975. We provide comprehensive support to farmers and promote sustainable agricultural development in the region.

Learn More About Us

Agricultural Development

Supporting farmers with loans, agricultural inputs, and modern farming techniques to enhance productivity and sustainability in the region.

Our Services

Cold Storage & Warehouse

State-of-the-art cold storage and warehouse facilities to preserve agricultural produce and ensure farmers get the best value for their crops.

View Facilities

SHG Support & Empowerment

Empowering Self-Help Groups with financial support, training, and market linkages for sustainable livelihood opportunities.

Our Impact

Vision 2030

Working towards a comprehensive development plan including petrol pumps, medical facilities, cold storage expansion, and more to serve our community better.

Our Vision

About Our Society

Established in 1975 at Uluberia-II Block, we started with small agricultural loans for a few member cultivators. Over time, we have expanded our services to include various agricultural business activities for the benefit of our members.

Recently, we have converted traditional business activities to MSC activities to introduce various government promotional schemes.

Management: No elected Board of Directors since 11.08.2019. Society run by the Special Officer as per Sec 36 of the W.B.S. Coop. Society Act 2006.

Special Officer: Smt Pratyasha Das, Inspector of Cooperative Society, Uluberia-II Block.

Date of Charge Handover: 30.10.2019

Latest Audit: 2022-2023 "A"

Agricultural Cooperative

Vision 2030

Petrol Pump

To set up Petrol Pump (Hindustan Petroleum Corporation Limited).

Gas Agency

To set up gas agency for domestic and commercial use.

Electric Car Charging

To set up charging centre for electric cars.

Medical Facility

To provide medical (Doctor) facility for members & local people.

Janaushadhi Kendra

To set up "Pradhan Mantri Janaushadhi Kendra".

Diagnostic Centre

To set up diagnostic centre at Panpur more.

Garments Manufacturing

To set up garments manufacturing units by the SHG member.

Retail Counters

To open retail counters for SHG products and organic vegetables.

Cold Storage

To set up 5000 M. Ton Multipurpose Cold Storage.

Key Statistics

937
Total Members
₹141.57
Own Fund (in lakhs)
₹1851.32
Borrowing Fund (in lakhs)
₹1817.56
Total Deposit (in lakhs)
273
SHG Groups
₹212.32
Total Loan Issued (in lakhs)

Membership Coverage by Mouza

Name of the Mouza Membership Covered
01. Banibon Jagadishpur 344
02. Banibon Dharmotala 135
03. Baragram 260
04. Karatberia 184
05. Kantaberia 7
06. Kamlachak 7
Total 937

Membership

Particulars

2020-21

2021-22

2022-23

a) Live Individual Members

497

497

497

b) State Govt.

1

1

1

c) SHG Members

249

269

264

d) Dead Members

176

156

176

Total Members

923

923

938

i) No of total Borrowing Members

1151

1312

1371

a) Out of Members

1100

1210

1289

b) Nominal Members

51

102

82

Own Fund

Sl

Particulars

2020-21

2021-22

2022-23

1

Paid up share capital

16.27

16.32

15.82

2

Reserve Fund

16.04

16.28

17.88

3

Bad Debt Fund

19.20

19.22

21.25

4

Undistributed Profit

78.14

82.48

86.62

 

Total

129.65

134.3

141.57

Borrowing Fund

Sl

Particulars

2020-21

2021-22

2022-23

1

Total Deposit Mobilized

1210.73

1625.73

1820.97

2

Bank refinance from HDCCB Ltd.

0.00

12.90

15.13

3

Borrowing from State Govt.

26.18

11.53

0.18

4

Borrowing from Other Institution

15.04

0.04

15.04

 

Total

1251.95

1650.2

1851.32

Deposit Mobilized

Sl

Particulars

2020-21

2021-22

2022-23

1

Savings Deposit

1040.51

1231.22

1267.11

2

Recurring Deposit

18.62

23.12

30.38

3

Cash Certificate & Fixed Deposit

130.94

155.12

250.44

4

Daily Deposit

106.94

114.60

146.76

5

SHG Deposit

68.00

98.50

122.87

6

NREGA

1.31

1.31

0.00

7

Total Deposit

1366.32

1623.87

1817.56

8

Fund Invested in others Banks

942.37

1330.16

1330.39

9

% of liquied cover maintained

68.97

81.91

73.20

SHG Formation & Finance

Sl

Particulars

2020-21

2021-22

2022-23

1

No of SHG Formed

255

264

273

2

Total no of Members involved

2550

2633

2720

3

Total Deposit Mobilized

68.00

98.49

122.87

4

No of SHG credit linkage

171

178

260

5

Amount of Loan Isued

93.76

141.43

143.94

6

Amount of Loan outstanding

54.95

68.09

104.64

7

Amount of Loan Recoverd

39.08

73.34

107.39

No of SHG engaged business activities

1

Life hair collection & subsidiary production

80 groups.

2

Zori work

32 groups.

3

Jam/gelly manufacture

8 groups.

4

Detergent powder/Finail manufacture

4 groups.

5

Soft toy manufacture

2 groups.

6

Paper bag manufacture

4 groups.

7

Garments & retail

2 groups.

Loan & advance outstanding

Sl

Type of Loan

2020-21

2021-22

2022-23

1

ST Crop Loan (KCC)

17.23

17.35

12.39

2

SHG Loan

54.95

68.09

104.64

3

Pledge Loan

3.65

3.58

3.67

4

Loan NSC/KVP

7.32

7.64

8.20

5

Loan agt. Term Deposit

19.08

22.78

25.48

6

Business Loan

30.54

29.31

15.41

7

MT Loan (HR)

3.28

3.09

18.90

8

Other Loan

2.47

21.65

23.63

 

Total Loan issued

138.52

173.49

212.32

Non-Credit Business

Sl

Type of Loan

2020-21

2021-22

2022-23

1

Fertilizer

6.19

8.18

11.11

2

Seeds

3.40

3.21

2.94

3

Multipurpose Cold Storage

9.55

15.52

16.71

Profit & Loss

Particulars

2020-21

2021-22

2022-23

Net profit of the year

7.61

6.93

6.43

Accumulated profit at the end of the year

78.14

81.80

86.62

Deposit Mobilization Services

Multipurpose Cold Storage Capacity 75 M.Ton&250 M.Ton.

Space available for the below all type of goods with reasonable market rate storage facility.

Our Services & Activities

Cold Storage

Multipurpose Cold Storage

Capacity: 75 M.Ton & 250 M.Ton. Available for vegetables, fruits, flowers, eggs, ginger, tamarind, dry chilly, sweets, butter, cheese, etc.

Warehouse

Warehouse Facility

10000 M.Ton (44000 Sq. ft.) double storey warehouse as per WDRA specifications. Located 46km from Kolkata Port, 86km from Haldia Port, with weighbridge facility.

Banking Services

Financial Services

Deposit mobilization, crop loans, SHG loans, business loans, pledge loans, and various other credit facilities for members.

SHG Activities

SHG Support

Supporting 273 SHG groups engaged in various business activities like zori work, jam/jelly manufacturing, detergent powder, soft toys, paper bags, garments, and more.

Agricultural Inputs

Agricultural Inputs

Supply of fertilizers, seeds, and other agricultural inputs to support farmers in the region.

Business Development

Business Development

Promoting various business activities and government schemes for the economic development of members.

Contact Us for Services

Warehouse Facility

We have 10000 M. Ton (22000 Sq. ft. × 2 = 44000 Sq. ft.) double storey new warehouse. This has been built as per specification of WDRA (Warehouse Development and Regulatory Authority, Govt. of India) with a wide space for loading & unloading along with weighbridge facility on the state highway (Uluberia to Amta Road) & 5 K.M. from NH 6 (Bombay Road) also providing strict security.

Our warehouse is situated with the following distances:

Leasing Opportunity: We offer suitable clients for long time lease for this warehouse.

Contact Us

Get in Touch

Address

Vill - Banibon Jagadishpur, P.O - Dulooru,
P.S - Rajapur, Dist. - Howrah, Pin - 711316

Phone Numbers

7003388950, 9433250885, 7980078523

Website

www.bjskus.in

Established

Since 1975

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